Financial Dependence

This is typically the starting stage for many – where you might be dependent on your parents or your spouses for even basic survival expenses, as you probably don’t have an income stream of your own. Or perhaps you do earn some income, but most of it goes towards servicing huge personal loans and credit card debt, in which case you are actually dependent on the bank, without whom you wouldn’t be able to meet your expenses. Basically your expenses far exceed your monthly income. Your first step is to become financially solvent by increasing your earnings – perhaps with additional ways to make money, or create passive sources of income, while simultaneously reducing debt. Start here to read about how you can make your move from being financially dependent to financially solvent.
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